GTL’s Short-Term Home Health Care Insurance with New TCARE Benefit
GTL’s Short-Term Home Health Care Insurance combines industry leading Short-Term Home Health Care benefits, prescription drug benefits and an easy-issue Hospital Indemnity insurance rider. Other great value-added rider options such as benefits for accidents, ambulance trips, dental/vision and cash benefits and innovative support for family caregivers are available.
Read MoreDid you know your Medicare Advantage Insurance may have out-of-pocket expenses?
Significant changes in out-of-pocket costs for Medicare plans are expected in 2025
Significant changes in out-of-pocket costs for Medicare plans are expected in 2025. These changes are primarily due to the provisions of the Inflation Reduction Act. Here are some key points: Prescription Drug Costs: Annual Cap: A $2,000 annual out-of-pocket cap on prescription drug costs will be in place. Insulin Costs: The cost of insulin will…
Read MoreCover your MAPD Hospital Copays with GTL Advantage Plus Elite
In this engaging video, discover how GTL Advantage Plus Elite provides essential coverage for your hospital copays under MAPD plans. Learn about the key features and benefits of this innovative solution that can help you manage healthcare costs more effectively. Tune in for valuable insights that can enhance your financial well-being!
Read MoreGTL’s Short Term Home Health Care Insurance
With this plan, Guarantee Trust Life (aka GTL) will pay a daily benefit for each day you receive various home health care services such as: Skilled Nursing care, RN General Nursing care, (LPN, LVN) Physical Therapy / Speech Therapy / Occupational Therapy Home Health Aid Chemotherapy Specialist Enterostomal Therapy Respirational Therapy Medical Social Services…
Read MoreThe Benefits of Fixed Indexed Annuities: A Comprehensive Guide
In today’s complex financial landscape, planning for retirement can be overwhelming. Amidst the myriad of investment options, fixed indexed annuities (FIAs) have emerged as a popular choice for individuals seeking a blend of growth potential and financial security. This blog will delve into the benefits of FIAs, helping you understand why they might be a…
Read MoreWhat is Homeowners Insurance?
Homeowners form HO3 is intended to provide you with financial protection against damage to your home. A standard home insurance policy covers the property and liability. Are there different types of Homeowner policies? Form HO3 written on owner-occupied single-family homes This policy can provide property coverage for the house, other structures, contents, and loss of use of your house…
Read MoreWhy Should I have Final Expense Life Insurance?
In our golden years it is necessary to plan for the inevitable. Final expense life insurance is a necessary part of financial planning for the elderly as well as for their families. It is designed to: Cover costs associated with end-of-life expenses such as Funeral / Cremation / Burial. Provide security knowing that your affairs…
Read MoreAm I stuck in my Medicare Advantage- MAPD Plan?
If you’re a Medicare Advantage plan holder, you’re in for a crucial window of opportunity – the Medicare Advantage Open Enrollment Period, spanning from January 1 to March 31. This period allows you to reassess your plan and make adjustments if necessary, offering flexibility for your healthcare choices. What Changes Can You Make? During…
Read MoreWhy do my auto and home insurance rates go up?
Why are your insurance premiums going up? Each company has their own underwriting and rating methodology. There are many different factors. How each company utilizes or weighs them can have varying effect on your rates form one company compared to another. Personal Factors: a change in driving record for traffic tickets, accidents, and claims. Companies…
Read More