Significant changes in out-of-pocket costs for Medicare plans are expected in 2026
Significant changes in out-of-pocket costs for Medicare plans are expected in 2026. These changes are primarily due to the provisions of the Inflation Reduction Act. Here are some key points: Prescription Drug Costs: Annual Cap: A $2,100 annual out-of-pocket cap on prescription drug costs will be in place. Insulin Costs: The cost of select insulin…
Read MoreWhy You Should Use an Independent Insurance Agent to Compare Quotes and Coverage
When it comes to buying insurance, many people head straight to a single provider. But that approach can cost you — in both money and coverage. One of the smartest moves you can make is working with an independent insurance agent. Here’s why: 1. They Shop the Market for You Independent agents aren’t tied to…
Read MoreTurning 65–75 in Illinois? Your Birthday Just Got You a Medicare Advantage
Turning 65–75 in Illinois? Your Birthday Just Got You a Medicare Advantage If you’re between the ages of 65 and 75 and enrolled in a Medigap (Medicare Supplement) plan, your birthday isn’t just a celebration—it’s also an opportunity to save money on your healthcare coverage. What’s the Illinois Medicare Birthday Rule? Illinois offers a…
Read MoreWhy should I use an independent insurance agent for your RV, Boat, and Motorcycle insurance offers several key benefits.
1. Access to Multiple Providers Independent agents compare quotes from multiple companies, helping you find the best coverage at the best price. They can tailor the search to meet your needs, whether it’s for an RV, boat, or motorcycle. 2. Tailored Coverage An independent agent understands your specific needs, such as how often you use…
Read MoreProtect Your Smile with Delta Dental Insurance
Taking care of your dental health is important, and Delta Dental offers great individual dental insurance plans. As your trusted agent, I’m here to help you find the right coverage with Delta Dental. Why Choose Delta Dental? Delta Dental offers flexible individual plans with competitive pricing. You can get a quote, compare plans, and apply directly through my link:…
Read MoreWhy Use An Independent Agent To Quote Your Auto & Home
Using an independent agent to quote your auto and home insurance has several advantages: Access to Multiple Insurance Providers: Independent agents work with various insurance companies, meaning they can compare quotes from different providers. This can help you find the best coverage at the most competitive price. In contrast, a captive agent works for only…
Read MoreGTL’s Short-Term Home Health Care Insurance with New TCARE Benefit
GTL’s Short-Term Home Health Care Insurance combines industry leading Short-Term Home Health Care benefits, prescription drug benefits and an easy-issue Hospital Indemnity insurance rider. Other great value-added rider options such as benefits for accidents, ambulance trips, dental/vision and cash benefits and innovative support for family caregivers are available.
Read MoreDid you know your Medicare Advantage Insurance may have out-of-pocket expenses?
Cover your MAPD Hospital Copays with GTL Advantage Plus Elite
In this engaging video, discover how GTL Advantage Plus Elite provides essential coverage for your hospital copays under MAPD plans. Learn about the key features and benefits of this innovative solution that can help you manage healthcare costs more effectively. Tune in for valuable insights that can enhance your financial well-being!
Read MoreGTL’s Short Term Home Health Care Insurance
With this plan, Guarantee Trust Life (aka GTL) will pay a daily benefit for each day you receive various home health care services such as: Skilled Nursing care, RN General Nursing care, (LPN, LVN) Physical Therapy / Speech Therapy / Occupational Therapy Home Health Aid Chemotherapy Specialist Enterostomal Therapy Respirational Therapy Medical Social Services This…
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