Increasing Claims Costs: Average vehicle repair costs have risen steadily, with the larges increases happening over the last 2 years. ​Auto Claim costs associated with auto parts and equipment saw double digit increases and are up 23% pre pandemic levels*. Frequency and Severity of Natural Disasters: The growing frequency and severity of natural disasters, such as hurricanes, wildfires, floods,…

Read More

 Most people I meet don’t have enough life insurance and they are surprised at how affordable coverage can be.  In many cases exams are NOT required.  Some policies are Guaranteed Acceptance; No medical questions asked.  When considering the type of policy to apply for you want to consider: Your Needs -how much insurance you need Your…

Read More

Call us for your commercial insurance needs we can write: HVHC service and installation Carpentry door and window / installation Drywall installation, sidewalk paving interior Electrical fence erection Floor installation Janitorial services Landscape and lawn care Masonry Painting Contractors plumbing Septic tank system installation and service Sheet metal work Siding installation Tile stone and marble…

Read More

Medicare Part D is the part of Medicare that covers prescription drugs. How Does Part D Work? Part D is administered by private insurance companies that contract with Medicare. Plans are required to be as good as or better than the model set by Medicare however they can and usually provide coverage that is better…

Read More

What is Garage Liability Insurance and what does it cover? Carport responsibility insurance covers Bodily Injury and or Property Damage arising out of Garage operations and protects the businesses from losses arising out of their garage operations. What type of Business needs Garage Liability? This is for Body Shops, Auto Service and Repair shops, Tow-Truck…

Read More