Birthday Rule for Medicare Supplement policyholders in Illinois


Birthday Rule for Medicare Supplement policyholders in Illinois

Effective January 1, 2022 Illinois implemented a Birthday Rule for Medicare Supplement policyholders. This allows individual between ages 65-75 who have an existing Medicare Supplement (aka Medigap) policy to change their Medicare Supplement plan. This new rule allows the change without having to answer medical questions (aka medical underwriting). Policyholders have a 45 day enrollment…

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Insulin Savings Program

Seniors who saved using the Insulin Savings Program

What is the Insulin Savings Program? a.k.a. Part D Senior Savings Model? Effective January 1, 2021, the part D Senior Savings Model a.k.a. Insulin Savings Program allows participating Part D plans to offer insulins at a $35 co-pay for one month supply of Insulin through all phases of coverage (Deductible, Initial Coverage, and Coverage Gap…

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Start Your Medicare Supplement Policy Now!


Did you know Medicare Supplement/ aka Medigap policies are standardized and you can start a policy anytime of the year?  Some companies will require you answer health questions, and you may or may not be approved.  But currently there is one that does not require underwriting as long as you are 65 or older. Individuals with Medicare…

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We have an Excellent GUARANTEE ISSUE WHOLE LIFE product Issue Ages 50-85 NO Exam / NO Medical Questions Issue Amounts: $3,000 to $25,000 Level Guaranteed Premiums / A Rated by AM Best What is Guaranteed Issue Whole Life Insurance? Life insurance you can get regardless of your health How Much Does Guarantee Issue Whole Life Insurance Cost? Cost depends on…

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Insulin Savings Program and Remote Meetings

What is the Insulin Savings Program? The Insulin Savings Program is a new benefit in some 2021 Medicare Advantage plans. To see if this can benefit you please call us today at 708-799-2655 or Click here  Insulin Savings Program Details Only some Medicare Advantage Prescription Drug plans participate in the Insulin Savings Program for 2021 As…

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Term Life Insurance vs. Permanent Life Insurance

The basic difference between Term and Permanent Life insurance are: Term insurance is for a set amount of time such as 10 years; 20 years or 30 years.  There is no cash value in term life policies.  Term insurance premiums are lower than Permanent Insurance. Permanent insurance can be designed so you cannot outlive the…

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What are the benefits of a AAA Membership?


1)  A membership with AAA qualifies for a discount on your auto and home insurance 2) Membership follows the person/member in any vehicle they are in. 3) AAA does not report towing claims to CLUE.  Thus it protects the insured’s renewal auto premiums and eliminating towing surcharges. 4) FREE Protect MY ID: ID theft monitoring from…

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Coronavirus (COVID-19)


Due to Coronavirus (COVID-19) and for concern for everyone’s health we have made changes in how we are able to serve our customers.  We are OPEN FOR BUSINESS however we are only conducting business by phone and emails. Our office hours remain Monday through Friday 8:30 am to 4:30 pm If you are dropping off anything we…

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What is Medicare Open Enrollment Period (OEP)

Medicare Open Enrollment Period (OEP) Starting January 1st, 2019  there will be an Open Enrollment Period that will allow Medicare beneficiaries to make plan changes form January 1st until March 31st.  The new OEP will allow clients to disenroll from their current Medicare Advantage plan and switch to a different Medicare Advantage plan one time…

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Top 5 Reasons to Reevaluate your Medicare Advantage Plan

Medicare Advantage

If you have Medicare.  You can change plans for 2020 but the deadline to change is Dec 7th.  Call Jeff @ 708-799-2655 to discuss your options! Top 5 Reasons to re-evaluate your Medicare Advantage Plan:  Don’t like having to get referrals  Your Doctor/Provider is no longer In-Network Your Plan Premium / Co-Pays are not affordable…

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William J. Goodman Insurance, Ltd.

(708) 799-2655
18033 Martin Avenue
Homewood, IL 60430

Jeff Goodman